Australia's specialist in tax-effective products. Since 1974.

Potential. Unlocked.

An investment is never just an investment. It is a way to unlock life's potential - to plan and fund the moments that matter most to you and your family: education, the next generation, and the legacy you leave behind.

$4.14B

Paid in benefits

45,000

Members helped

A$1.3B

Funds under management

Since 1974

Member-owned mutual

Two Products, One Savings Objective

Tax-effective investments to fund education for your family, your future and the things that matter most - with a specialist team behind every Bond.

Education Bond

Fund their education, tax-effectively

Australia's leading issuer of Education Bonds. A tax-effective way to save and invest for education - for yourself, your children, your grandchildren, or anyone you choose. Australia's first Family Education Bond covers up to 10 beneficiaries, and the Education Tax Benefit returns $30 for every $70 of earnings withdrawn for eligible education expenses.*

Investment Bond

Invest for life's bigger plans - and pass it on

A tax-effective way to save and invest for life's big moments - a house deposit for the next generation, a dream retirement, or growing your wealth alongside super. Built on the same mutual structure trusted since 1974.

*Withdrawals of earnings for Education Benefit Claims, including the Education Tax Benefit, is assessable to your nominated education beneficiary for tax purposes. Please refer to the Product Disclosure Statement (PDS) for more information.

Cost of Education Index

Australian private-school education now costs

The estimated cost of independent schooling in Australia across 13 years - and the total cost of education rose again last year.

Futurity's Cost of Education Index, in partnership with social research firm Resolve Strategic, is the research the AFR, SMH, 9 News and The Daily Telegraph often cite when they report on what school really costs. The 2026 edition reached more than 13 million Australians.

WHY FUTURITY

What sets Futurity apart

Four advantages built into a mutual with more than 50 years' experience in education,not bolted on.

The only education-purposed mutual in Australia

Owned by our 45,000 Members, not shareholders. Every decision is made for the people we serve. Fifty years of doing one thing well.

The education-cost research Australians rely on

One Bond, with up to 10 beneficiaries across family and friends. Where others need multiple Bonds, you need one.

More than 50 years of doing one thing well

Bond Estate Nomination, Future Activated Transfer and Bond Guardian - a will-like structure inside the Bond, outside the estate and outside probate.

Research the whole industry quotes

The Cost of Education Index with Resolve Strategic - reaching more than 13 million Australians, and cited across the national media every year.

For Financial Advisers

Build wealth, transfer wealth, or invest alongside superannuation - the Futurity Investment Bond flexes to the goal.

A$1.3B

Funds under management

Chant West

*Rated

1,000+

Advisers

40

Investment Options

*The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Investment Bond rating (assigned 12/2025) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG.

Beyond Returns

Our purpose reaches past member outcomes. Through the Futurity Education Foundation and the National Excellence in Teaching Awards - recognising and rewarding exceptional educators and promoting great teaching. We help build a more equitable education system, alongside The Smith Family, Yalari and the Country Education Foundation of Australia.

See our impact
LATEST FROM FUTURITY

What's happening at Futurity

INSIGHTS

Make the decision with the full picture

Plain-English guides to Education and Investment Bonds - written by Futurity's specialists, so you can weigh up your options before you speak to anyone.

Explore all insights