Focus on education
Offer your parents the option to pay their school fees in a more convenient way. Avoid the costly and time-consuming administration that goes with managing school fee collections. Focus on your core business – educating and preparing students for a bright future.

Helping parents pay private school fees with ease
Learn moreEase & flexibility
Parents can use Futurity Education Loans to pay for any education related expenses listed on the school fee invoice.... They can apply easily online. Once approved can self-service 24/7 through the Futurity Education Loans Portal to pay school fees directly. Loan repayments are deducted from their nominated bank account and they have flexibility to update the loan repayment schedule if required.
Read moreLong term solution
The Tuition Instalment Loan and Tuition In Advance Loan can be used again the following year. If needed parents can... also apply for a loan increase directly via the Futurity Education Loans Portal.
Read moreNo hidden fees
Parents can enjoy peace of mind with our simple and transparent fee structure.
Tuition Instalment Loan charges a... 3% annual Service Fee of the Loan Limit.
Tuition In Advance Loan charges a 6% annual Service Fee of the Loan draw down amount.
Neither product charges an application Fee.
Good relationships
Our Education Loans allow you to offer parents alternate and flexible payment options without increasing your... administrative burden. This can help alleviate discomfort in the parent-school relationship, allowing you to continue focussing on delivering quality education outcomes.
Read moreConscious design
The needs of parents and educators are at the forefront of our product design. The flexibility and features of our... Loans helps:
• Parents pay school fees and other education related expenses annually in advance or by term/semester.
• You avoid costly and time-consuming administration involved in managing an internal payment plan.
• Your reconciliation processes as fee payments are made via BPAY®, so you can easily match payments back to a family’s account.
Peace of mind
Minimise the cost and hassle of following up late payments. Parents who use our Education Loans have the funds... available to ensure school fees can be paid on time. Our loans increase the certainty of timely payment, giving you peace of mind.
Read moreWe are an independent and mutually structured financial institution owned by our 75,000 members (rather than shareholders). Since our foundation almost 50 years ago, we have supported the education journey of over 570,000 children and returned over $3.35 billion in education benefits.
Provide payment flexibility without the admin burden
Partner with a financially sound and respected financial expert
Contact us to free up your school’s resources so you can focus on your core business - education.
Futurity Loans team
Our Education Bond Range
Give your future families the start they need. Our Bonds can help them save and invest to ensure they are able to provide their children the best education possible.
Learn moreResources available
About Futurity
Frequently Asked Questions
See allFuturity Education Loans are designed specifically for private/independent school fees where the school does not offer a weekly, fortnightly or monthly instalment option.
They can be used to pay for any expense listed on a school invoice, including levies, music lessons, uniforms, school camps or electronic devices.
Parents can apply easily through our online application form and will hear back in two business days with a decision.The Tuition Instalment Loan charges an annual Service Fee of 3% of approved loan limit.
The Tuition In Advance Loan charges an annual Service Fee of 6% of the approved draw down amount.
The fee is applied to the loan account on first drawdown and repaid as equal instalments over the loan term.
Neither product charges an Application Fee or ongoing interest.
Once a loan is approved, customers are provided with access to the Futurity Education Loans Portal where they can view their account details. In addition, customers can draw down and pay their school fees from their loan at any time via BPAY®.
Alternative payment methods can be arranged if the school does not accept BPAY®.Futurity is regulated by the Australian Securities & Investment Commission (ASIC) and Australian Prudential Regulation Authority (APRA). Our Australian Credit Licence Number is 236665.
Our Education Loan products are regulated under the National Consumer Credit Protection Act 2009 (Cth) (NCCP) which includes the National Credit Code (NCC). Applicants for a Tuition Instalment Loan and Tuition In Advance Loan are assessed on their capacity to repay and are subject to a credit check. As part of our Responsible Lending obligations we are also required to ensure the loan itself is suitable for their needs and that they can demonstrate the capacity to repay.
Our regulatory obligations extend to adhering to the Australian Competition and Consumer Commission (ACCC) and ASIC guidelines for debt collection as well as a fully compliant Hardship policy and procedure.