Sorry, your session has expired. Please log back in to continue.
What is an Education Bond?
An Education Bond is a tax-effective investment product designed to help meet the cost of education, and can also be used for other purposes. It can be for yourself but most people use an Education Bond to invest in the future of their children or grandchildren.
Offering all the features of an Investment Bond, an Education Bond also has special Education Tax Benefits, Estate Planning features and the discretion to appoint multiple Beneficiaries.
An Education Bond is an excellent way to ensure the money you set aside to invest for your loved ones will be passed on as you intended.
Education Bonds Explained
An Education Bond in Australia is an investment product crafted to facilitate savings for educational expenses. By contributing to an Education Bond, you're investing in a fund that typically comes with tax advantages and other benefits.
The money invested in the Education Bond has the potential to grow over time. When the need arises to pay for educational costs, you can make withdrawals. If these withdrawals are used for educational expenses, they may qualify for the Education Tax Benefit, adding value to your investment.
Education Bonds are intended to be long-term savings plans to provide financial support for a child's or beneficiary’s schooling from primary through to tertiary education and more. The flexibility these bonds offer allow you control and access to your funds for any purpose, at any given time.
Due to the flexibility built into Futurity Education Bonds, you can maintain full control and access to your fund, for any purpose, at any time.
Discover the differences between an Education Bond and an Investment BondWhat is an Education Bond?
Compare kids education investments
Education Tax Benefit
Access to Funds at Any Time
Earning Potential
Investment Choice
Timeframe
Education Specific
Access for any purpose
Education Bond
Yes
Yes
High
Yes
Long term
Yes
Yes
Investment Bond
No
Yes
High
Yes
Long term
No
Yes
Managed Fund
No
Yes
High
Yes
Long term
No
Yes
Savings Account
No
Yes
Low
No
Short term
No
Yes
Term Deposit
No
No
Low
No
Medium term
No
Yes
Mortgage Redraw
No
Yes
Medium
No
N/A
No
Yes
Education Bonds have special tax benefits that can produce superior ‘after-tax’ outcomes as against other investment types, making them a great choice for tax-effective investing.